- We have to have all of our financing in place - Check
- Insurance has to be acquired - Check
- Inspection done - Check
- Lawyer Stuff (stuff pretty much covers it) - Check
At the end of toaday the SOLD sign goes up and then we wait - and pack - until the 20th of Feb.
The bank was pretty helpful with the financing. Our mortgage specialist Cathy-Tracy (not to be confused with Ricky-Bobby) was great. She set us up with a fantastic interest rate because we are closing within 30 days and have a decent down-payment. I don't know why closing soon affects interest but who are we to argue? They took care of the appraisal last night and all is well - so that's it for the bank.
The insurance company - Ray Fredericks on the Bedford Highway - was a bit longer in getting back to us with rates which was a bit stressful, but when Chris called me yesterday with the deals he dug up it was worth it. The price he finally delivered was half of what we had expected and I was shocked - I thought he was giving me the monthly payment but it turned out that it was the annual fee. Whoo hoo. In order to have the insurance in place for the deadline (today) the oil tank changing people had to fax over the work request to the insurance company just to prove that we are, really, having the oil tank replaced on the 22nd. No problem, the company who is doing the work is a great Mom and Pop type company in Dartmouth (Value Sales) who do good work and have a fax machine - perfect combination. Oh yeah and they're "cost effective."
The Lawyer Stuff is ongoing as far as I can tell he does all his stuff on his legal island and then we are ferried out to see him on the closing date to sign the papers, hand over the cheque and that's it.
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